I requested a free consultation. George contacted me within 2 hours. We took the time to go over the possibilities, and then he did the honest thing. He told me his firm would not be able to save me enough money. He looked at what we owed, what could be done to reduce the amount owed (dependent upon my income and employment), and then he confirmed that the savings on my end would be very inconsequential. I really appreciate his honesty and straight forward conversation.