When I filed in 2014, I owed $14,256.68. At that time, combined with previous years, my total debt was $66,977.46. I was in a Payment Plan with the IRS paying $701 a month. In order to keep that payment, I was asked to pay the total 2014 amount due. I was lucky to receive a letter from THE TAX DEFENDERS showing an A+ rating from the BBB. I worked with them and I am happy I did. I now have a payment plan of $ 50 a month. I am giving them a 5 star review.